Terms and Conditions of Use
The following Terms and Conditions of Use Agreement (“Terms and Conditions”) constitutes a binding agreement between you and Charity Quotes, Inc (“CharityQuotes.com”). Please read the agreement carefully. By your continued use of this web site (the “Site”), you agree to these Terms and Conditions. If you do not accept these Terms and Conditions, do not continue using the Site. These Terms and Conditions may be revised from time to time without notice to you. The latest version will be available on the Site. Continued use of the Site after such revisions constitutes agreement to any modifications of the Terms and Conditions. Your use of the Site is subject to these Terms and Conditions and all applicable laws.
1. The Service We Provide
The Site provides a service to match you with insurance agents for the purpose of receiving quotes and information about insurance. We do not endorse any particular agent, agency, company or insurance policy. We do not guarantee that by submitting information to the Site, you will receive a quote. CharityQuotes.com does not provide insurance coverage or contracts. We are not responsible for the actions or conduct of insurance agents you are matched with via the Site. CharityQuotes.com reserves the right, for any reason and at our sole discretion, to terminate, change, suspend or discontinue any aspect of the Site. We may impose restrictions on your use of the Site without notice or penalty. CharityQuotes.com does not charge for use of the Site. By submitting your information, you authorize CharityQuotes.com to provide your information to insurance agents, insurance companies, and their related parties.
2. Privacy
Your privacy is important to us. All use of your personal information will be handled in accordance with our Privacy Policy. By agreeing to these Terms and Conditions, you agree to our Privacy Policy. While we take certain measures to protect the security of your information, we cannot make a guarantee that information transmitted to or through our Site is completely secure and unlawful interception of your information by a third party may occur.
3. Ownership of the Site
CharityQuotes.com is the sole and exclusive owner of the Site and its content. Your use of the Site does not grant you ownership of any of its content. You may not copy, reproduce or distribute any of the Site’s content for commercial purposes. The Site may contain links to other websites, but these do not in any way constitute an endorsement, claim of ownership or responsibility for the content of these sites or their owning and operating companies.
4. Disclaimer of Warranties
WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE SITE, THE SERVICES YOU
MAY OBTAIN THROUGH THE SITE, OR THE CONTENT, WHICH ARE PROVIDED "AS IS" AND ON AN
"AS AVAILABLE" BASIS. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-
5. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS WE, ON BEHALF OF OUR EMPLOYEES, AGENTS, SUPPLIERS, AND CONTRACTORS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, LOSS OF USE, LOSS OF DATA, LOSS CAUSED BY A VIRUS, LOSS OF INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE SITES OR ANY WEBSITE WITH WHICH THEY ARE LINKED. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS.
6. Miscellaneous
The Site is operated from within the United States of America. We make no claim that the Site is available or appropriate for use outside of the United States of America. These Terms and Conditions will be governed and construed in accordance with the laws of the State of Michigan and the United States of America. You agree to be subject to these laws and this jurisdiction in any dispute arising from the use of the Site. You agree to use the Site in a manner consistent with any applicable laws. You agree not to transmit through the site any virus or other program designed to in any way disrupt the workings of the Site or any computer. You agree not to attempt to modify or disrupt the availability of the Site. You agree to release CharityQuotes.com and any of its employees from any claim, including legal fees, resulting from your violation of these Terms and Conditions.